Top-up your New Year finances with unclaimed money

Top-up your New Year finances with unclaimed money

The Christmas and New Year celebrations are not cheap. Parties, presents and 2017’s hangover will undoubtedly be weighty on your finances. I’m willing to guess that any ways of boosting your bank account will sound very appealing. Particularly if you don’t have to pay a penny. We have a solution – unclaimed money.

New Year unclaimed money

A quote taken from Helen Coulson in the Financial Times revealed that, “we seem to be talking about some billions, if not trillions, of pounds [of unclaimed assets] across the industry, but nobody really knows what the size of the problem is.”

This gigantic sum of unclaimed money has been lost in the financial system. This occurs when one of the financial service industry loses contact with their customers. If they cannot communicate with their clients, any cash within that particular financial account becomes trapped.

Are you thinking this could have never happened to you? It is a lot more common than you think. The predictions of £billions/£trillions of unclaimed money demonstrates that there has to be more than a few people who have lost money.

Something simple, such as moving house or changing surname can be the catalyst for lost funds. If you forget to notify your bank account or pension provider of your new address or name, and they subsequently lose the ability to contact you, cash can easily go missing.

The Solution.

Throughout the UK, we predict millions of unclaimed money pots are waiting to be claimed. Some may contain modest quantities, but some could enclose a fortune. Monimine’s website allows you to search for any lost assets, for FREE.  If your records match with the data of unclaimed funds from a financial institution, you will be united with the cash that is rightfully yours.

So what do you have to lose?

Start your search today, boost your New Year finances and discover your unclaimed money treasure.

www.monimine.com

Josh Cousens – Monimine. 

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The UK’s unclaimed money mess

The UK’s unclaimed money mess

Unclaimed money is still regarded as a grey area in the UK, but the numbers are mind-blowing. The Financial Times quoted that, “there is a sea of unclaimed assets sloshing around the financial system, very conservatively estimated to be worth £77 billion.”

To put that into perspective … the biggest ever EuroMillions jackpot in the UK was announced in October 2017, at £168 million. If you compare that to the estimated unclaimed money total, the figure is astronomical.

UK's unclaimed money mess

Not enough people know about how vast the lost assets problem is within the United Kingdom, and how easy it can be for money to slip through financial cracks.

So … where does unclaimed money come from?

Unclaimed assets can often manifest themselves in various forms, and can lie hidden within the dark corners and hidden crevices of your financial accounts.

It’s much easier than you think to lose contact with one or more of your accounts and policies. When your financial provider is unable to contact you after a sustained period, your account will be deemed dormant, which is when any money within that account becomes trapped.

Here are a few reasons why you may lose contact with your financial institution, resulting in your account becoming dormant;

  • An unreported change of address.
  • Any name changes after marriage or divorce.
  • Inadequate or illegible record keeping.
  • Deceased relatives.
  • Forgotten policies/accounts.
  • Financial institutions merging, or closing.

It’s necessary to note, millions of UK citizens are completely unaware that they have unclaimed assets owed to them. If the institution cannot contact you, and you have don’t know about the assets, the money remains unclaimed.

What type of financial accounts/policies could contain unclaimed money? 

The answer is any, but here are the most common places for hiding your lost assets;

  • Premium bonds.
  • Bank and building society accounts.
  • Savings and investment accounts.
  • Stocks and shares.
  • Inheritances
  • Life insurance and pensions.

Have any laws been passed to prevent unclaimed assets?

Unclaimedfinances.co.uk noted how the Dormant Bank and Building Society Accounts Act was passed in November 2008. This was to ensure that any unclaimed money was reinvested into the community. Once money has remained trapped within a dormant account for at least 15 years, the funds can be used by the government for charitable causes.

However, rightful beneficiaries are still able to reclaim their money, even if it has already been used by the government.

Search for your lost assets, for free today at monimine.com 

Josh Cousens – Monimine. 

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How you could find £39,000 in personal unclaimed assets.

How you could find £39,000 in personal unclaimed assets.

finding unclaimed assets

You’ve probably heard us repeatedly talking about unclaimed assets. But the fact remains that your money is still out there, and it’s waiting to be claimed. According to the Unclaimed Assets Register, the UK has between £15 and £20 BILLION of outstanding money. Some of this cash could belong to YOU and it needs to be collected.

You may think that you can’t have lost money through your personal financial accounts. But it’s easier than you think for unclaimed assets to become trapped within your accounts and policies. A male user from Money Saving Expert, was fortunate enough to discover £39,000 in an old pension policy.

Without even knowing it, you could be sitting on a large pile of your own lost assets. The windfall could relate to a family member, of which you are the beneficiary. Or it could stem from an old bank account which has been forgotten about, or within unclaimed premium bonds. The possibilities are endless.

But … just imagine unearthing your own exclusive financial treasure – for free.

This is where Monimine can help with unclaimed assets.

Monimine are a nationally recognised asset tracing tool. Successful liaising and negotiating with UK financial institutions has enabled Monimine access to a large database of records. This means that if you have unclaimed assets, we can find them.

Registering with Monimine is completely free of charge. All that you are required to do, is to input some personal information and a brief address history. This is so that we can identify your records and link you to your money. No financial information will be shared at any point.

If your information matches with the financial records we have in our database, we can reunite you with your cash.

It’s as simple as that.

There’s no catch, and there’s really nothing to lose.

Why not try your luck today? Search at monimine.com 

Josh Cousens – Monimine. 

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Whilst the autumn leaves fall, it’s time to pick up your financial assets.

Whilst the autumn leaves fall, it’s time to pick up your financial assets.

pick up financial assets

The emergence of autumns auburns has signalled the drawing of a reluctant curtain on our summer season. You may have had a bit more sunshine spending than you anticipated this year. So what better time to explore your accounts and investigate whether you’re owed any outstanding financial assets?

According to the Unclaimed Assets Register, there is currently between £15 and £20 billion of unclaimed money in the UK! Through our own independent research, we actually think that this total could be even higher.

A major problem is that many people don’t even know that they have lost assets. Can you be 100% sure that you haven’t leaked money through a pension policy? Perhaps your parents, or grandparents may have left money behind and you don’t know about it. There could be a pile of cash left in a bank account that you set up when you were younger and forgot about.

The possibilities of how money can be lost is endless … and it can happen to anyone. 

The good news is that all hope is not lost. In fact, Monimine can provide you with great hope. If you fancy establishing whether you are owed any unclaimed financial assets, you can do so for free, using the Monimine tool.

You’re in safe hands. Monimine are nationally recognised leaders in unclaimed asset tracing and if there is a pot of money to find, you have come to the right place. Using innovative technology, traditional tracing methods and years of experience, we endeavour to leave no financial stone unturned.

Monimine won’t charge you a penny to register, and if your information matches with the data we have sourced from financial institutions, we can reunite you with your money … it’s as simple as that.

No costs, no effort ….. what is there to lose?

Search today at monimine.com.

Josh Cousens – Monimine. 

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How to save money on this year’s summer holiday

How to save money on this year’s summer holiday

How to save money on summer holiday

This week may have had a shadow cast over it, by gloom, grey clouds and rain. But August is traditionally the nation’s favourite time of year to flock to the sunny continent on a summer holiday. Finances can be tight, and any extra spending money never goes a miss when the holiday is around the corner. So here are five ways to save money on this year’s summer trip:

  • Exchange Rate Investigation

The devaluation of the pound has made it especially important to research where you get your holiday money. Although the minor contrasts may not seem like much in smaller figures, those numbers will start to rack up when you take out enough money for the week. Spending five minutes online, looking at the most competitive rates will bulk out your wallet/purse for the week.

  • Hand Luggage

Depending on the duration of your stay, by sticking to hand luggage you can save yourself a fortune. Squeezing your summer wardrobe into your overhead bag will prevent you spending extra storing it downstairs. When only beachwear essentials are needed, you shouldn’t have any problems sticking under the limit.

  • Activity Analysis

There is nothing worse than arriving at the gates and discovering that’s is too pricey. Another bit of prior research will give you an inkling into the costings of how much the activities will set you back. You might even stumble across some deals or money off vouchers.

  • Picnics

Everybody loves to sample the delicacies of foreign cuisine, but eating out can become costly. Enjoying a picnic on the beach, by the pool or at your favourite hillside can cut back costs. It doesn’t stop you from savouring the regional titbits. Local markets will have an array of native options on offer. What’s more is that you will be able to save money, and you will be revelling in a stunning al-fresco spot.

  • Local Transport

Ferrying around the city in taxi’s all week can be overlooked – the overall cost will soon add up. Although public transport may not be as convenient, or luxurious, it’s a much more cost-effective way of getting about. Buses, trains, trams and the rest are all genuine ways of embracing local cultures and saving a few pennies whilst you’re at it.

So now you’re all set for your holiday, and have some tricks up your sleeve to save a few extra quid.

Another way of finding some spending money is to find out whether you are entitled to any lost assets. You could be sitting on your own pot of gold and not even know it. Monimine allows you to search for unclaimed money for free – we won’t charge you a penny. Start your search today at monimine.com … you never know you could be upgrading that plane ticket to first class.

Josh Cousens – Monimine.

We Have No Hidden Agenda, We Just Want To Help Find Your Unclaimed Money

We Have No Hidden Agenda, We Just Want To Help Find Your Unclaimed Money

We want to find unclaimed money

The Monimine business has not been engineered as a scam. It was not designed to resemble the hard sell of a mis-sold PPI policy. Nor was it intended to remind people of a tedious television advert. Much like the overseas relative who has promised a small fortune in return for your bank details. Monimine is the product which will reunite you with any unclaimed money that lawfully belongs to you for FREE.

Monimine is 100% financially free to the consumer. Our financial backing comes from banks, building societies, life and pension companies, asset managers and others (collectively the Financial Services Industry ‘FSI’). We also give you our word that no data will be sold to an external party.

Our 21st century asset reunification technology will provide you with the greatest chance of being united with any gone away accounts that belong to you.

We also want to make you aware that all cases will be treated the same, no matter how big or small the sum owed is. Monimine are a trusted brand, and our current users already share the confidence in our mission to connect people with unclaimed money.

You can even withdraw from the service at any point, for no cost, if you choose to.

Our ultimate end goal is to completely solve the global issue of dormant accounts and reunite any unclaimed money with the people it rightfully belongs to. We understand that this will not happen overnight, but you can help to make a difference. By registering your details for free with Monimine, your information could be the missing link between matching a third party with their unclaimed asset. More to the point, it could connect YOU with your lost funds.

Start your search today at www.monimine.com

Josh Cousens – Monimine.